Excel-Hospitalization is an accident and health insurance product, issued without medical examination, that guarantees the payment of a daily benefit when you are hospitalized due to accident or illness.


The insured must:

Main coverage

Your contract must include the following coverage:

Hospital Benefit. It provides for:

Additional coverages

You benefit from the following additional coverages, at no extra cost:

Excel Hospitalization Insurance offers other optional benefits, such as:

You may also purchase additional coverages to expand the protection afforded to you and your family

Accidental Death, Dismemberment or Loss of Use (AD&D) coverage, including:

Accidental Fracture and Extended Medical Care Following an Accident

Refitting Following an Accident: for your car or primary residence

Medical and legal assistance services


For more information, please refer to the Excel-Hospitalization brochure (PDF – 1 MB).